Invest in your business's future without locking away your capital. These flexible business accounts earn tiered interest, while allowing for some withdrawals. We offer both a standard, and a premium account to start at the level that works best for your company. Start saving — and earning — today.
Business Money Market
Momentum Money Market
Benefits of Momentum Money Market Account
- Open to new and existing clients
- Earn interest up to 4.02% APY1 until January 1, 2025
- Enjoy the flexibility to access funds while you earn interest
- Make deposits at any time, in any amount, or set up direct deposit
- Take advantage of free services:
- Free online banking
- Free mobile banking2
- Free eStatements available3
- Free 24/7 telephone banking
Account Details
- Minimum $100 deposit to open
- Minimum $25,000 to earn APY1
- Minimum $5,000 to avoid monthly fee1
- View our rates
Rates for this account
Rates effective as of December 16, 2024
| Balance | Interest Rate | APY* | ||
|---|---|---|---|---|
| $0 - $24,999 | 0.00% | 0.00% | ||
| $25,000 - $49,999 | 1.45% | 1.46% | ||
| $50,000 - $99,999 | 1.95% | 1.97% | ||
| $100,000 - $249,999 | 3.50% | 3.56% | ||
| $250,000 and above | 3.95% | 4.02% | ||
Apex Business Money Market
- Easily open in-branch
- Open to new and existing clients
- Earn interest with high-yield rates
- Competitive, tiered rates
- Higher balances earn higher rates
- Avoid the $25 monthly fee by maintaining a balance of $25,0001
- Direct check-writing ability
- Make deposits at any time, in any amount, or set up direct deposit
- Take advantage of free services:
- Free online banking
- Free mobile banking*
- Free eStatements available
- Free 24/7 telephone banking
- $25,000 minimum deposit to open
- View our rates
Apex Business Money Market Rates
Rates effective as of December 16, 2024
| Balance | Interest Rate | APY** | ||
|---|---|---|---|---|
| $0 - $24,999 | 0.10% | 0.10% | ||
| $25,000 - $49,999 | 1.25% | 1.26% | ||
| $50,000 - $99,999 | 1.75% | 1.76% | ||
| $100,000 - $249,999 | 3.20% | 3.25% | ||
| $250,000 - $499,999 | 3.40% | 3.45% | ||
| $500,000 - $999,999 | 3.60% | 3.66% | ||
| $1,000,000 and above | 3.75% | 3.82% | ||
There's no need to lock away your capital.
*Standard carrier messaging or data rates may apply.
Momentum Money Market:
- 1. A minimum balance fee of $15 applies every statement cycle if the balance in the account falls below $5,000 any day of the cycle. Published rates are guaranteed until January 1, 2025. Rate may change after this date. Fees may reduce earnings.
- Standard carrier messaging or data rates may apply.
- $5 monthly charge for paper statements.
Apex Money Market:
- Minimum Balance to open the account: You must deposit $25,000.00 to open an account.
- A minimum balance fee of $25 applies every statement cycle if the balance in the account falls below $25,000 any day of the cycle. Rate may change after account is opened. Fees may reduce earnings.
- Standard carrier messaging or data rates may apply.
**Additional Information: APY = Annual Percentage Yield. Variable Rate Accounts: Rate may change after account is open. Fees may reduce earnings. Account requires electronic statement delivery (eStatements).
For more information on fees see our Business Fee Schedule