Your California Privacy Rights
Under the California Consumer Privacy Act of 2018 (CCPA), California residents may have certain rights regarding their personal information including:
- The right to know the categories of personal information that Sound Community Bank has collected and the sources from which Sound Community Bank obtained the information.
- The right to know the business purposes for sharing personal information.
- The right to know the categories of third parties with whom Sound Community Bank has shared personal information.
- The right to access the specific pieces of personal information Sound Community Bank has collected, and the right to request the deletion of your information (see “Your Rights and Choices” below).
Categories of personal information Sound Community Bank collects about you, the sources of that information, the purpose for the collection, and how Sound Community Bank shares it.
|
Categories of Personal Information Collected |
The Source of Personal Information |
The Purpose for Collection |
How We Share Your Personal Information |
|
Identifiers such as a real name, alias, postal address, unique personal identifier, Internet Protocol address, email address, account name, Social Security number, or other similar identifiers. |
Directly from you, including when opening an account, apply for a loan, fill in forms on or through our Site, or when you communicate with us through our “Contact Us” link or otherwise. Indirectly from you (e.g., from observing your actions on our Site or from your devices). Directly or indirectly from our service providers. |
To perform, manage, develop, and improve our services; to provide you with our services; to respond to your specific inquiries and requests; to administer our relationship with you; to communicate with you regarding our services, and information that may be of interest to you; to conduct our hiring process; to notify you of changes to our services; to measure your interaction with the Site for the purpose of improving your experience; to protect against malicious, deceptive, fraudulent, or illegal activity; to detect, monitor, and prevent security incidents; to comply with our legal obligations, and to provide advertising or marketing. |
We may share this information with service providers. |
|
Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)) such as a name, signature, Social Security number, address, telephone number, bank account number, credit card number, debit card number, or any other financial information. |
Directly from you, including when opening an account, apply for a loan, fill in forms on or through our Site, or when you communicate with us through our “Contact Us” link or otherwise. Directly from third parties, such as credit bureaus.
|
To process or fulfill transactions; to provide you with our services; to respond to your specific inquiries and requests; to administer our relationship with you; to communicate with you regarding our services, and information that may be of interest to you; to conduct our hiring process; to notify you of changes to our services; to protect against malicious, deceptive, fraudulent, or illegal activity; to detect, monitor, and prevent security incidents; to comply with our legal obligations, and to provide advertising or marketing. |
We may share this information with service providers. |
|
Protected classification characteristics under California or federal law such as age (40 years or older or gender. |
Directly from you, including when opening an account, apply for a loan, fill in forms on or through our Site, or when you communicate with us through our “Contact Us” link or otherwise.
|
To provide you with our services, to analyze the use of our services, and to perform, manage, develop, and improve our services. |
We may share this information with service providers. |
|
Commercial information such as services purchased or obtained. |
Directly from you, including when opening an account, apply for a loan, fill in forms on or through our Site, or when you communicate with us through our “Contact Us” link or otherwise.
|
To analyze the use and interest in our services or content; to improve our services; to communicate with you for marketing purposes; to manage our business, and to perform functions as otherwise described to you at the time of collection. |
We may share this information with service providers and third parties. |
|
Biometric information such as behavioral characteristics or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints, faceprints, or other physical patterns. |
Directly from you when you log in through our mobile banking application with Face ID on your Apple phone. |
To authenticate account access, to protect against malicious, deceptive fraudulent, or illegal activity, and to perform functions as otherwise described to you at the time of collection. |
We may share this information with our service providers. |
|
Internet or other similar network activity such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement. |
Indirectly from you (e.g., from observing your actions on our Site or from your devices). |
To analyze your use and interest in our services or content; to communicate with you for marketing purposes; to manage our business; to detect security incidents, protect against malicious, deceptive fraudulent, or illegal activity; and to perform functions as otherwise described to you at the time of collection. |
We may share this information with service providers. |
|
Geolocation data such as physical location. |
Directly from you, including when opening an account, apply for a loan, fill in forms on or through our Site, or when you communicate with us through our “Contact Us” link or otherwise. Indirectly from you (e.g., from observing your actions on our Site or from your devices via your IP address). |
To provide you with the services you request; to perform, manage, develop, and improve our services; to detect, monitor, and prevent security incidents; and to provide advertising or marketing. |
We may share this information with service providers. |
|
Sensory data such as visual information. |
Directly from you when you log in through our mobile banking application with Face ID on your Apple phone. |
To authenticate account access, to protect against malicious, deceptive fraudulent, or illegal activity, and to perform functions as otherwise described to you at the time of collection. |
We may share this information with our service providers. |
|
Professional or employment-related information such as current or past job history or performance evaluations. |
Directly from you, including when opening an account, apply for a loan, fill in forms on or through our Site, or when you communicate with us through our “Contact Us” link or otherwise. From our service providers or other third parties, including credit bureaus, former employers, schools, and references. |
To provide you with the services you request; to perform, manage, develop, and improve our services; and to process and evaluate applications for positions with Sound Community Bank. |
We may share this information with service providers and third parties. |
|
Inferences are drawn from other personal information such as profile reflecting a person's preferences. |
Derived from sources/types of information included above. |
To provide you with the services requested; to analyze your use and interest in our services or content; to communicate with you for marketing purposes, and to perform functions as otherwise described to you at the time of collection. |
We may share this information with service providers. |
In addition to the purposes listed in the chart above, we may also use or disclose the personal information we collect for one or more of the following purposes:
- To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
- As described to you when collecting your personal information or as otherwise set forth in the CCPA.
- To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Sound Community Bank’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Sound Community Bank about our Site users is among the assets transferred.
Below are the rights you may have under the CCPA. There are exceptions, so not all of these rights may apply to you.
Access to Specific Information and Data Portability Rights
You have the right to request that Sound Community Bank disclose certain information to you about its collection and use of your personal information over the past 12 months.
Deletion Request Rights
You have the right to request that Sound Community Bank delete any of your personal information that it has collected from you and retained, subject to certain exceptions. If you have questions regarding these exceptions, please contact us at [email protected] or by phone at 1-800-458-5585.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request with our Personal Information Request Form to [email protected].
Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time, we will inform you of the reason and the extension period. If we deny your request, we will provide reasons for the denial.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period.
We will not discriminate against you for exercising any of your CCPA rights.
Other California Privacy Rights
California's "Shine the Light" law (Civil Code Section § 1798.83) permits users of the Site that are California residents to request certain information regarding Sound Community Bank’s disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact Sound Community Bank at the email address included below.
Contact Information
If you have any questions or comments about this notice please do not hesitate to contact us at [email protected] or by mail at:
Sound Community Bank
2400 3rd Avenue, Suite 150
Seattle, WA 98121
Effective Date: September 4, 2020
Last Reviewed on: September 4, 2020