Maximize your earnings potential with our locked-rate money market account. Make your money work for you by earning a guaranteed rate up to 4.02% APY* until January 1, 2025!
Momentum Money Market
Details
Benefits of Momentum Money Market Account
- Open to new and existing clients
- Earn interest up to 4.02% APY1 until January 1, 2025
- Enjoy the flexibility to access funds while you earn interest
- Make deposits at any time, in any amount, or set up direct deposit
- Take advantage of free services:
- Free online banking
- Free mobile banking2
- Free eStatements available3
- Free 24/7 telephone banking
Account Details
- Minimum $100 deposit to open
- Minimum $25,000 to earn APY1
- Minimum $5,000 to avoid monthly fee1
- View our rates
Rates for this account
Rates effective as of December 16, 2024
| Balance | Interest Rate | APY* | ||
|---|---|---|---|---|
| $0 - $24,999 | 0.00% | 0.00% | ||
| $25,000 - $49,999 | 1.45% | 1.46% | ||
| $50,000 - $99,999 | 1.95% | 1.97% | ||
| $100,000 - $249,999 | 3.50% | 3.56% | ||
| $250,000 and above | 3.95% | 4.02% | ||
- A minimum balance fee of $15 applies every statement cycle if the balance in the account falls below $5,000 any day of the cycle. Published rates are guaranteed until January 1, 2025. Rate may change after this date. Fees may reduce earnings.
- Standard carrier messaging or data rates may apply.
- $5 monthly charge for paper statements.
*Additional Information: APY = Annual Percentage Yield. Minimum Balance to open the account: You must deposit $100.00 to open an account. A minimum balance fee of $15 applies every statement cycle if the balance in the account falls below $5,000 any day of the cycle. Variable Rate Accounts: Published rates are guaranteed until January 1, 2025. Rate may change after this date. Fees may reduce earnings.
For more information on fees see our Consumer Fee Schedule