Rev. January 2024
| Page 1 | |
| FACTS | WHAT DOES SOUND COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer a client, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sound Community Bank chooses to share, and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Sound Community Bank share? | Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We Don't Share |
| For nonaffiliates to market to you | No | We Don't Share |
| Questions? | Call 800.458.5585 or go to www.soundcb.com |
| Page 2 | |
| What We Do | |
| How does Sound Community Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to nonpublic personal information about you to those employees who have a business reason to know such information. We educate our employees about the importance of confidentiality. |
| How does Sound Community Bank collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include:
|
| Page 3 | |
| SCB Mobile Privacy Policy | |
|
For your convenience and security, Sound Community Bank makes available a mobile application for you to access your account information (“Sound Community Bank Mobile”). SCB Mobile may ask for access to your camera and location. Camera access is required when using Mobile Deposit and location may be used for providing branch and ATM information, for security purposes and to identify when you may be at one of our branches or other locations. While using SCB Mobile, we may collect information such as unique device identifiers for your mobile device and other device settings, information about your location, and analytical information about how you use your mobile device. We may ask your permission before collecting certain information (such as precise geo-location information) through SCB Mobile. |
|